06 Oct 2021
By noelkelman

Getting Your Mortgage Application Approved As A Self-Employed, First-Time Homebuyer

Real Estate, ,
A significant number of people are self-employed, which means they might be relying on this income to apply for a mortgage. It is true that people who are self-employed may face additional challenges when trying to get approved for a home loan when compared to someone with traditional W2 income, these are obstacles that can be overcome. With the right qualifications and documentation, even first-time homebuyers who are self-employed should be able to qualify for the home loan they need. Lenders Assess Someone’s Ability To Repay The Loan First, lenders are trying to make sure the person will repay the…
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23 Sep 2021
By noelkelman

Reviewing The Basement Options For Homeowners: What To Know

Mortgage, ,
Even though not every home has a basement, those that do usually fall into one of three categories. The most common examples of basements include poured concrete, masonry block basement, and precast panels. What do homeowners need to know about the different types of basement construction?  Concrete Basements Concrete basements are the most common examples. There are several advantages of going with a concrete basement. First, concrete basement walls are resilient. They can resist possible cave-ins, standing up to natural pressure created by wind, water, and soil. Furthermore, concrete basements are also fire-resistant while creating joint-free basements that can increase…
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09 Jul 2020
By noelkelman

The Renovations That Provide The Best Return On Your Investment

Mortgage Tips, ,
Renovating a home is not only a way to increase the family’s standard of living but it can also be seen as an investment. There are multiple ways for someone to increase the value of their home and renovations are one of the most straightforward. At the same time, some investments offer a better return than others. Those who are thinking about selling their home in the future should strive to get every dollar possible. Renovations can make this happen. Garage Door Replacement When people think about renovations, they don’t often think about the garage. Some people don’t even include…
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09 Jun 2020
By noelkelman

5 Tips For Getting A Job In A New City When You Relocate

Mortgage, ,
Did you just move into a new city? Transitioning to a new city is hard enough, but when you also need to find a job, it can be even tougher. Since everything is a bit new to you, there are definitely some strategies to implement that will make your job hunting easier. Here are some tips to keep in mind. 1. Let People Know You are Looking For A Job Everywhere you go, spread the word that you are in the market for a new job. In general, people love to help out other people. Someone you speak with will…
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27 May 2020
By noelkelman

Some Millennials Are Finding Home Buying Overwhelming

Mortgage, ,
Many millennials are reaching the age where they are thinking about buying homes for the first time. It turns out that many members of this generation are finding this process challenging. Even though the housing market is great for those looking to buy, surveys indicate that this generation also finds the process overwhelming. Reports have been published showing that many millennials are planning to buy their first home in the next year, showing that owning property is still a strong part of the American dream. Furthermore, many millennials also know that this is a great time to buy. Why are…
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22 May 2020
By noelkelman

Low Maintenance Landscaping To Improve Curb Appeal

Real Estate, ,
Attractive landscaping is one of the first things that potential home buyers notice. They may see the landscaping in the photos of a home for sale or may even do a physical drive-by. The view of the property from the street is called "curb appeal." It is important to make this be as nice as possible. In many parts of the country, there are pressures on the water supply that make having a lush-green, living lawn very costly or even prohibited by the local regulations. Innovative technology and the use of natural ground covers, such as stone and rocks are…
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19 May 2020
By noelkelman

3 Ways To Make Your Home Safer

Real Estate, ,
In the wake of the recent news reports, you might be looking for ways to make your home safer. Some of the most common accidents and events that take place in homes include poisoning events, falls, and even burglaries. The good news is that there are ways to improve the safety of your home. You might even be rewarded with a lower home insurance premium! Invest In An Alarm System It is not easy to figure out exactly how many burglaries are prevented every year by having an alarm system; however, even having a sign in the front yard could…
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12 May 2020
By noelkelman

Home Maintenance Projects That Could Save You Thousands On Repairs

Real Estate, ,
Owning a house comes with major responsibilities and one of the most important is routine maintenance. While many people like to skip routine maintenance in an effort to save money, the reality is that these routine maintenance is going to save people down the road. The reality is that maintenance is a homeowner's first line of defense when it comes to protecting their most valuable investment, which is their home. There are a few projects that may save homeowners thousands of dollars down the road. Inspect The Plumbing Connections It is easy to forget about the plumbing system because many…
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