24 Aug 2022
By noelkelman

Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

Home Buyer Tips, ,
Starter homes are incredibly popular for young couples who plan to have a family in the future but don't need a large place yet. Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn't be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears. Always Move Before The Baby Is Born There is a choice when upgrading a home for children: moving beforehand and settling down in advance of having kids or waiting until after…
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21 Jul 2022
By noelkelman

3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding

Home Buyer Tips, ,
You may not see the connection right away, but buying a home and planning a wedding are two experiences that require certain skills and challenge you in similar ways. Check out the three key similarities below! 1. Budget Whether you're buying your first home or planning a wedding, you are likely facing one of the biggest financial obligations of your life. That's why, in both cases, it is essential that you pick a realistic budget and stay within it. Sounds simple, but in either case it can be difficult! Unexpected obstacles may force you to spend more than you planned,…
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22 Jun 2022
By noelkelman

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

Home Buyer Tips, ,
If you're in the process of buying a home, you probably have your deposit and monthly mortgage charges in a spreadsheet, along with a chart of your other expenses and your monthly income. But when it comes to buying a home, there are lots of different costs that will come into play - and it's easy to forget something. When you're preparing to close on your new home, make sure you consider these three closing costs that most buyers forget. Home Inspection Fees: A Small Charge For Peace Of Mind Most home purchase agreements are contingent upon a successful home…
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10 Jun 2022
By noelkelman

3 Reasons Why Your Closing Costs Will Vary Depending on the Type of Home You Buy

Home Buyer Tips, ,
Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment, but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can…
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09 Jun 2022
By noelkelman

Evaluating Neighborhoods: 4 Things to Consider Before Purchasing a Home

Home Buyer Tips, ,
From finding the right agent to discovering the home you can truly feel comfortable in, there are a variety of things involved in the home buying process. However, it's important not to get caught up in the home and ignore altogether the community you'll be living in. If you're planning a move to a new neighborhood, here are some things you should look into before putting in an offer. Local Amenities A peaceful, picturesque community is ideal, but if there are not a lot of resources nearby for your family, it's possible that your new neighborhood may not be the…
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08 Jun 2022
By noelkelman

How to Determine How Big of a Down Payment You Need

Home Buyer Tips, ,
Whether or not you're new to real estate, there's little doubt that you've heard the term down payment as it relates to purchasing a home. There's a lot of different information out there in regards to how much this figure should be and it can be hard to determine exactly what the importance of this payment is. If you're trying to determine the ideal amount to put down, here are some things to consider. Explaining Down Payments And Why They're Important The down payment is probably one of the largest single payments you'll make for anything, and this is why…
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23 Mar 2022
By noelkelman

Condo Vs House: Which Is Best For Your Lifestyle?

Home Buyer Tips, , , ,
Some people love living in condos, while others swear by detached homes. When it comes to deciding between the two, however, you can't always rely on someone else's word. Sometimes it's as simple as understanding and assessing your lifestyle to make the best choice, since condo living and home ownership are two radically different experiences, and thereby serve two very different types of lifestyles and personalities. Here are a few considerations if you're trying to decide whether you should invest in a house or a condo. House: Best If You Have A Furry Friend Do you have a furry friend…
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19 Jan 2022
By noelkelman

3 Considerations When Making A Down Payment

Home Buyer Tips, ,
One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay "discount points" to lower your interest rate. There are pros and cons to doing both and each borrower's situation will be different so it's important to understand which option is best for your individual need. Some Factors You Should Consider Include: Cost Of Borrowing - generally speaking, to lower your interest rate will mean you pay a…
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