06 Jan 2021
By noelkelman

The Top House Appraisal Tips For Home Buyers And Sellers

Mortgage, ,
There are a lot of steps that come with buying or selling a home. One of the routine steps that have to be accomplished is called a home appraisal. When it comes to a home appraisal, this is something that can cause both buyers and sellers to pause for a second. For those who might not know, a house appraisal is where a trained professional will take a look at the fair market value of the home. It is important to understand what happens when a home appraisal is conducted.  Compare The Home To Similar Properties When a home appraisal…
Read More
05 Jan 2021
By noelkelman

Tips For Getting A Mortgage Application Approved

Mortgage, ,
Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved. Increase The Credit Score Applicants need to make sure that their credit scores are as high as possible when they apply for a mortgage. The greater the credit score is, the more…
Read More
30 Dec 2020
By noelkelman

Easy Repairs To Do At Home

Mortgage, ,
During the past few months, many people have been stuck at home. Whether this involves working from home or going to school from home, many home appliances are receiving more use than usual.There might be more breaks, clogs, and leaks than most families are used to dealing with. Many families are tired of spending money on technicians and mechanics and might be looking for a more cost-effective way to deal with home repairs. There are a few key home repairs that homeowners can handle on their own. Stopping A Leaky Faucet Leaky faucets are among the most common issues homeowners…
Read More
29 Dec 2020
By noelkelman

A Few Creative and Effective Ways to Save Money for a Down Payment

Mortgage, ,
For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home’s value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home. Talk To The Seller One of the first tips that people need to keep in mind involves talking to…
Read More
23 Dec 2020
By noelkelman

Working From Home Could Mean A New Home

Mortgage, ,
There are a lot of people who are working from home for the first time. There are a lot of advantages that come with working from home, such as the opportunity to develop stronger relationships with family members, the chance to save money on gas, and more autonomy over the work schedule. In addition, this could also mean a new home. With many people spending more time at home than they did in the past, they might be thinking about investing in new floorplans, renovating cabinets, and adding a dedicated home office. This could also provide the opportunity to move.…
Read More
17 Dec 2020
By noelkelman

Remove The Flood Insurance Risk From The Closing Process

Mortgage, ,
Many homeowners do not realize that the risk of a flood is a significant factor that plays a role in not only homeownership but also the closing process. Even though flooding is a major risk, many homeowners do not carry enough coverage. Without proper flood insurance, homeowners risk losing millions of dollars. Therefore, it is prudent for those who are looking for a home to factor flood insurance into their home search. This can streamline the closing process down the road. Exploring Options For Flood Insurance When homeowners think about flood insurance, they are often directed to the National Flood…
Read More
16 Dec 2020
By noelkelman

Getting A Lower Interest Rate During A Refinance

Mortgage, ,
There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind. Be A Strong Refinance Candidate First, homeowners need to make sure that it is actually worth their time to refinance to a lower home mortgage rate. In general, homeowners want to…
Read More
15 Dec 2020
By noelkelman

Purchase The Right Amount Of Home Insurance

Mortgage, ,
For most people, their home is the most valuable investment they will ever make. Therefore, it needs to be protected. This is where homeowners’ insurance is critical. At the same time, buying the right amount of homeowners’ insurance can be a bit of a challenge. A home that is underinsured leaves the homeowner vulnerable to situations involving fires, floods, and theft. On the other hand, nobody wants to throw away money unnecessarily by over-insuring the home. How can everyone purchase the right amount of homeowners’ insurance? Review The Coverage Every Year First, people’s needs are going to change from year…
Read More