11 Dec 2024
By noelkelman

5 Financial Tasks to Tackle Before the New Year

Holidays, ,
As the year draws to a close, it's the perfect time to take stock of your financial health and set yourself up for success in the coming year. You can create a solid foundation to achieve your goals by focusing on key areas. Here are five important financial tasks to consider before the new year begins. 1. Review Your Spending Take a close look at your spending habits over the past year. Were there months or categories where expenses went overboard? Identifying patterns—like higher spending during the holidays or summer travel—can help you adjust your budget. If you don't already…
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28 Nov 2024
By noelkelman

Thank You for Your Trust and Support This Holiday Season

Holidays, ,
As we gather with family and friends this Thanksgiving, I want to take a moment to express my gratitude to all of my past and potential clients. In this season of reflection, I’m reminded of how thankful I am for the trust and confidence that clients place in me throughout the homebuying journey. Whether you're a first-time buyer, refinancing, or working on a new home project, it's an honor to help make your dreams of homeownership a reality. Your decisions, your hopes, and your goals inspire me to work harder every day to guide you through the process with care…
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11 Nov 2024
By noelkelman

Supporting Veterans on Their Path to Homeownership And Honoring Our Heroes

Holidays, ,
As we take time to honor Veterans Day, we extend our deepest respect and gratitude to the brave men and women who have served our country in uniform. Veterans Day is more than a day of remembrance; it is a chance to reflect on the sacrifices made by those who have protected the freedoms we cherish and to recognize the resilience, dedication, and strength they embody. For us in the mortgage industry, this day holds special meaning. Many veterans and their families have sacrificed so much to ensure the security of others. It is our privilege and duty to provide…
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02 Sep 2024
By noelkelman

Wishing You a Safe and Happy Labor Day!

Holidays, ,
Labor Day is more than just a day off—it's a time to honor the hard work and dedication that drives our nation forward. As we enjoy the last days of summer, let's take a moment to celebrate the achievements of workers everywhere. Whether you're relaxing with family, firing up the grill, or taking a well-deserved break, remember that this holiday is about recognizing the contributions that make our communities strong. Stay safe, enjoy your time off, and take pride in the work you've done. Happy Labor Day!
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04 Jul 2024
By noelkelman

Celebrating Independence Day: More Than Just Fireworks and BBQs

Holidays, ,
While fireworks, barbecues, and parades are fundamental to our 4th of July celebrations, the spirit of Independence Day runs much deeper. It’s a time to honor our history, recognize our freedoms, and celebrate the unity that defines us as a nation. A History Worth Remembering On July 4, 1776, the Continental Congress adopted the Declaration of Independence, marking the birth of the United States of America. This historic document, crafted by Thomas Jefferson and signed by representatives of the thirteen colonies, asserted our nation's right to self-governance and freedom from British rule. It was a bold declaration of the values…
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19 Jun 2024
By noelkelman

A Commitment to Diversity and Inclusion

Holidays, ,
This historic day commemorates the emancipation of enslaved African Americans in the United States, and it’s more relevant now than ever as we strive to promote diversity, equity, and inclusion in everything we do. Juneteenth, celebrated on June 19th each year, marks the day in 1865 when Union soldiers arrived in Galveston, Texas, bringing the news of freedom to the last remaining enslaved African Americans. It’s a poignant reminder of both the injustices of the past and the ongoing journey towards equality. We believe in honoring this day not just with words, but with meaningful action. Supporting Juneteenth is about…
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