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10 Apr 2019
By noelkelman

Staging Your Home: Here Are Your Self-Storage Options

Real Estate, ,
If you're staging your home to sell, you may find yourself with more stuff than space. Rather than selling possessions that you'd rather not part with, you can put your things into short-term storage until your home sells and you're able to move. Here are some options you have when choosing and using a self storage unit. Climate Controlled Or Not Climate controlled units are located inside buildings. They could be compared to an apartment building, except instead of housing people, these storage buildings house belongings. Inside, they are powered with electricity and a temperature control that is temperate. The…
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09 Apr 2019
By noelkelman

4 Ways To Pay Off My Mortgage Faster

Mortgage, ,
For most people, the mortgage payment is the biggest monthly expense. Whether you're facing retirement or still working, it would be nice to be free of this debt. Although you probably can't pay it off in one lump sum, it is possible to pay off your mortgage sooner than expected. Here are four strategies to try. 1. Make Bi-Weekly Payments You could shave eight years off a 30-year mortgage simply by breaking down your monthly payments into two payments instead of one. You'll pay the same amount each month while the interest paid over the length of the loan is…
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08 Apr 2019
By noelkelman

What’s Ahead For Mortgage Rates This Week – April 8th, 2019

Financial Reports, ,
Last week's economic news included readings on construction spending and inflation; labor sector reports on the national unemployment rate, public and private sector employment were also released. Weekly readings on mortgage rates and new jobless claims were also released. Construction Spending Rises, Retail Sales Slip Construction spending expanded by one percent in February according to the Commerce Department spending was one percent higher month-to-month; analysts expected a negative reading of -0.10 percent. February saw a revised gain of 2.50 percent growth in construction spending. Construction spending grew 1.10 percent year-over-year; by comparison, 2016 construction spending reached 10 percent year-over-year. High demand…
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05 Apr 2019
By noelkelman

Reduce Your Carbon Footprint with These DIY Home Projects

Real Estate, ,
Your carbon footprint is the measure of your impact on the earth's natural resources. This number describes the amount of fossil fuel it takes to support your lifestyle. In the United States, each person produces an average of 19.78 tons of carbon dioxide every year. A high carbon footprint means your daily habits are a quickening drain on our finite resources.  Homeowners can use these DIY projects to reduce the effect of their lifestyle on the environment. Try Solar Solutions A residential solar system gathers photo-voltaic energy from the sun and converts it into usable electrical current. Once installed, any…
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04 Apr 2019
By noelkelman

11 Simple Ways To Save Money Toward The Purchase Of Your New Home

Real Estate, ,
If you find it difficult to make ends meet, these tips will help you save money in ways that are easy to do and create substantial savings over time. Declutter Get rid of stuff you do use or need by having a garage or yard sale or by putting things for sale on eBay or Craigslist. Make Your Own Coffee Do you really want to make that billionaire richer by buying coffee for $5+ a cup? Make your own gourmet coffee that costs around 50 cents per cup for the same thing. Bring Your Own Lunch Making your lunch the…
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03 Apr 2019
By noelkelman

Real Estate Investing 101: Identify Your Investing Style

Real Estate, ,
Are you just starting on your real estate investing journey? Many newcomers are surprised to learn that there's more to making money on the real estate market than buying and selling. These are some of the most popular strategies real estate investors use to create profits. Which one is right for you? Buy And Hold Buy and hold investors play the market like stocks. They buy properties when prices are low, then hold them until values are high. During the holding period, some investors choose to offer their properties as rentals. Apartment buildings are also a popular option for buy…
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02 Apr 2019
By noelkelman

3 Pros And Cons Of Renting Or Owning A Home

Real Estate, ,
Home ownership is highly valued in our culture. However, buying a home isn't the best decision for everyone. Examine the differences between owning and renting your home to help you decide if now is the time to buy. Effect On Flexibility Renters enjoy more freedom than homeowners. After the leasing period ends, renters are free to walk away and find a new place to live. Homeowners, on the other hand, are at the mercy of the market. Depending on the conditions, owners might have a hard time selling their property quickly. It also takes a lot more paperwork to sell…
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01 Apr 2019
By noelkelman

What’s Ahead For Mortgage Rates This Week – April 1st, 2019

Financial Reports, ,
Last week's economic reports included readings from Case-Shiller on home price growth, Commerce Department readings on housing starts and building permits issued. The Conference Board issued its monthly reading on consumer confidence. Pending home sales and weekly reports on mortgage rates and first-time jobless claims were also released. Case-Shiller Home Price Indices: Price Growth Slows in January S&P Case-Shiller Indices reported the slowest rate of home price growth in six years. January readings suggested that home price growth slowed due to easing demand. Affordability concerns sidelined buyers; participation of first-time home buyers remained lower than average. Case-Shiller's 20-City Home Price…
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