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02 May 2019
By noelkelman

FOMC Statement: No Changes to Key Fed Rate

Market Outlook, ,
The meeting of the Federal Reserve's Federal Open Market Committee ended Wednesday with the Committee's customary post-meeting statement recapping monetary policy matters considered by the Committee. Members voted not to change the current target rate range of the federal funds rate. The current rate range of 2.25 percent to 2.50 percent. Federal Funds Target Rate Range: Monetary Policymakers Remain "Patient" FOMC members cited low inflation pressures, global and domestic economic and financial developments as supporting the Committee's decision to leave the Federal funds rate unchanged despite recent political pressures to lower the rate and increase the Fed's accommodative stance toward boosting…
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01 May 2019
By noelkelman

What To Look For In A Real Estate Agent

Real Estate, ,
You have lots of choices when it comes to choosing a real estate agent. Aside from deciding if you'd prefer to work with a man or woman, and what age range you'd like them to be, here are some tips to help ensure that you pick one that is best suited for your needs. Signs In Their Bio The first thing to do is read the bios of any real estate agents you're considering. Bios tell a lot about an agent, including what certifications they hold and how long they've been an agent. Some bios even have some personal information…
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30 Apr 2019
By noelkelman

The Economics Of Going Green For Home Sales

Real Estate, ,
Earth Day is celebrated each year in April to remind us all of the benefits of ecologically-sound living that is more in harmony with Mother Earth. There is quite a bit of positive news when it comes to going "green." There are significant benefits for home sales. Green homes may sell faster and for higher prices. Many people are willing to pay more for a green home in order to receive the long-term benefits of the savings on utility costs. The Numbers Are Very Appealing AHS reports many encouraging statistics. The estimates are about one-third of the real estate market…
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29 Apr 2019
By noelkelman

What’s Ahead For Mortgage Rates This Week – April 29th, 2019

Financial Reports, ,
Last week's economic reporting included readings on sales of new and pre-owned homes; weekly reports on mortgage rates and new jobless claims were also released along with a report on consumer sentiment. Sales of New Homes Hit 16-Month High The Commerce Department reported that deep discounts offered by home builders boosted sales of new single-family homes to 692,000 sales on a seasonally-adjusted annual basis. March sales exceeded February's reading by 4.50 percent and exceeded the expected sales pace of 656,000 sales. The average price of new single family homes fell to $302,700 in March; this was 9.70 percent lower year-over-year.…
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26 Apr 2019
By noelkelman

12 Ways to Lower Your Monthly Utility Bills

Real Estate, ,
According to the US Department of Energy, the average American household paid $111.67 each month for utilities in 2017. With some research and a few DIY projects, property owners can reduce those energy costs without sacrificing comfort or convenience. Establish Energy Friendly Habits Reduce energy waste to see an immediate change in your utility payments. Before bed, walk around your home. Make sure you turn off all lights, televisions, computers, and other plugged-in devices. In the colder months, close the doors to unused spaces to save big on heating bills. Dial down the heat before bed. Invest in extra blankets…
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25 Apr 2019
By noelkelman

Going Tankless: Energy-Efficient Tankless Water Heaters

Around The Home, ,
There are so many ways in which you can green up your home and make it more sustainable these days. Many people are considering tankless water heaters. While this can certainly be the right option depending on the space you have and the type of water you use, here are some things to consider before you decide to invest in the switch. Maximizing Your Space One of the biggest issues with a traditional water heater is the amount of space it takes up, whether it's a side closet or a closed-off area in the basement. Fortunately, one of the benefits…
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24 Apr 2019
By noelkelman

8 Curb Appeal Tips for Selling Your Home Fast

Real Estate, ,
From small touches such as new lighting to larger efforts such as tiling the porch or stoop, creating curb appeal is one of the best investments you can make to resell your home fast. Here are eight ideas to maximize curb your appeal. Landscaping Is Critical For The First Impression Cut Back Trees and Shrubs. Landscaping should enhance your house, not overwhelm it. Trimming can bring impressive results. If you don't have a steady hand, leave it to a professional or handy relative. Manicure Your Lawn. A freshly mowed lawn is a must the week before a showing. Be sure to…
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23 Apr 2019
By noelkelman

Finding ‘Hard Money’ Lenders Is Easier Than You Think

Mortgage, ,
Are you the type of real estate investor that has an interest in a treasure hunt? A real estate investment strategy based on hard money is, at its core, a treasure hunt. There must be an underlying value, the "treasure," for a hard money opportunity to exist. Collateral For A Hard Money Loan Is Only The Property Hard money loans rely only on the value of the real estate property for collateral. The credit history of the borrower is not important. Usually, the limit for a hard money loan is a 60% loan-to-value. The hard money loan must be in…
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