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28 Jan 2021
By noelkelman

Buying A New Home In The City? The Pros and Cons Of Buying A Home On A Busy Street

Home Buyer Tips, ,
Finding the perfect property is an exciting feeling, but its relative location can leave a lot of room for worry. Buying a home in the city is a venture that comes with an entire assortment of advantages and disadvantages. While the location might be close in proximity to businesses, services, and other people, it's easy to worry about the other aspects of city living. What are the great and not-so-great facets of living on a busy street? Pro: Access to Businesses and Schools The chances are high that anyone living in a busy area is within walking distance of any…
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27 Jan 2021
By noelkelman

How To Stretch Home Improvement Dollars The Most

Mortgage, ,
There are lots of homeowners who are looking for a way to improve the quality of their home while also increasing the value of their property. Unfortunately, a lot of home improvement ideas can be prohibitively expensive. It is not unusual for homeowners to spend six figures on a renovation project. On the other hand, there are also home improvement ideas that will not break the bank. What are a few of the top ideas that homeowners should consider?  Start With A Few Quality Ceiling Fans First, homeowners should consider starting with a few quality ceiling fans. Because a lot…
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26 Jan 2021
By noelkelman

Planning On Getting A Mortgage in 2021, Take These Steps

Mortgage, ,
As we move into 2021, there are a lot of people who are thinking about getting a mortgage. Even though it is a great time to look for a home loan right now, it is also important for everyone to make sure they place themselves in the best position possible to be successful. It is important to take the following steps for those who are interested in applying for a new home loan this year.  Calculate Your Budget Carefully First, it is important to take a look at the budget carefully and find a mortgage that is affordable. Remember that the…
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25 Jan 2021
By noelkelman

What’s Ahead For Mortgage Rates This Week – January 25, 2021

Financial Reports, ,
Last week’s economic reporting included readings from the National Association of Home Builders Housing Market Index, along with Commerce Department readings on housing starts and building permits issued. The National Association of Realtors® reported on sales of previously-owned homes; weekly readings on mortgage rates and jobless claims were also released. NAHB: Home Builders’ Housing Market Index Falls in January Homebuilder confidence in housing market conditions fell three points to an index reading of 83 in January. The National Association of Home Builders Housing Market Index expected a reading of 85 for January as compared to December’s index reading of 86.…
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22 Jan 2021
By noelkelman

Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures

Around The Home, ,
Light is an important design element that can be used to influence your interior decor in a number of ways. In fact, you can experience a major transformative change on the overall style and ambiance of a room by making a few simple lighting changes. Consider how these ideas can help you to improve the look of your space with great results, and think about ways that you can improve your space by making a few changes. The Addition of Spotlights If you have fine pieces of artwork, decorative display areas or other features that you want to illustrate with…
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21 Jan 2021
By noelkelman

Understanding The Role Of A Mortgage Prepayment Penalty Fee

Mortgage, ,
When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on…
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20 Jan 2021
By noelkelman

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

Mortgage, ,
Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest. Be Sure That A Refinance Makes Sense With today’s rates, refinancing makes sense for many homeowners, but it might not be the right move for you. Depending upon your mortgage, you may pay a penalty if you prepay early. Also, if you’ve paid heavily into your mortgage, refinancing into a new 20 or 30 year mortgage could cost you money over the long-term. The bottom line…
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19 Jan 2021
By noelkelman

What’s Ahead For Mortgage Rates This Week – January 19, 2021

Financial Reports, ,
Last week’s economic reports included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also released.  Inflation Rises as Retail Sales Fall, Fed  Says Current Monetary Policy Won’t Change The Consumer Price Index rose to 0.40 percent in December as compared to November’s reading of 0.20 percent. The CPI measures inflation and the Core CPI measures inflation without the volatile sectors of food and fuel. December’s Core CPI reading fell to a rate of 0.10 percent growth from November’s reading of 0.20 percent. Retail sales were…
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