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05 Mar 2021
By noelkelman

Key Points To Note When Drafting A Contract For A Remodeling Contract

Mortgage, ,
There are a lot of homeowners who are thinking about carrying out a home remodel during the current era; however, it is important to understand what goes into a home remodel contract. Even though it can be expensive to get the contract reviewed by an attorney, it is critical to take a close look at the contract to make sure the language is correct. What are some of the most important points that homeowners should keep in mind when it comes to a contract for a home remodel? Understand The Basics Of A Home Remodel Contract First, it is important…
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04 Mar 2021
By noelkelman

Three Inexpensive Makeovers That Will Boost Your Home’s Appeal to Young Buyers

Real Estate Tips, ,
When preparing to list your home for sale, you may be wondering who will buy your home. While this initial thought may be one spurred by curiosity, the fact is that understanding who your target audience is and what they are looking for in a home may help you to position your home to sell more quickly and for a better price. If you have determined that there are many younger buyers moving into your area, you may want to make a few changes that will add appeal to this target audience. While you could spend tens of thousands of…
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03 Mar 2021
By noelkelman

An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments

Mortgage, ,
Even though this may sound like a fancy word, amortization is simply a long word for a straightforward topic. Furthermore, it plays a significant role in the determination of monthly mortgage payments. Before taking out a home loan, homeowners need to understand how their payment schedule works and what this means for the future of the home loan. Amortization refers to the way monthly payments are calculated to make sure that homeowners pay the same amount every month throughout the life of the loan. Even if homeowners do not stay in the house for the life of the loan, amortization…
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02 Mar 2021
By noelkelman

DIY Lovers: ‘Greenify’ Your Home with These Three Eco-friendly Home Improvement Projects

Around The Home, ,
Are you a homeowner who is searching for ways to make your home a bit more eco-friendly? Equipping your home with "green" improvements can save a substantial amount of energy and money, especially over the long term. In today's post we'll explore a few projects that handy do-it-yourselfers can undertake in order to make a home a bit friendlier to the local environment. #1: Focus on the Windows Depending upon the time of year, windows have an impact on both heating and cooling costs. In the summer, older windows can drastically heat up a home causing cooling costs to skyrocket.…
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01 Mar 2021
By noelkelman

What’s Ahead For Mortgage Rates This Week – March 1, 2021

Financial Reports, ,
Last week’s economic reports included readings from Case-Shiller on home prices, the Federal Housing Finance Agency also reported on home prices and the Commerce Department released data on sales of new homes and pending home sales. The University of Michigan released its Consumer Sentiment Index, and weekly readings on mortgage rates and jobless claims were released. Case-Shiller Home Price Indices Report Fastest Price Growth in 7 Years The S&P Case Shiller National Home Price Index reported December home prices rose at the fastest pace since 2014. The National Home Price Index posted a year-over-year home price growth rate of 10.40…
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26 Feb 2021
By noelkelman

Common Mistakes The Experienced Homebuyers Tend To Make

Home Buyer Tips, ,
When people are looking at buying a home, there are a few common mistakes that first-time homebuyers make; however, there are mistakes that seasoned homebuyers make as well. What are the most common mistakes that people make when they are looking for a new home for the second or third time? There are a few key examples to keep in mind.  Trying To Rush Through The Process The first mistake that experience homebuyers make is that they try to rush through the process. They feel like they understand exactly how it is going to work because they bought a home…
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25 Feb 2021
By noelkelman

An Overview Of Mortgage Points On Home Loans

Mortgage, ,
Unless someone works in the real estate or mortgage industry, there is a high likelihood that they are going to run into unfamiliar terms. Appraisals, underwriting, and private mortgage insurance are a few of the examples. One of the most common terms that people might run into is termed mortgage points. Even though the term “points” might sound positive, this is not always the case. What do people need to know about mortgage points?  Mortgage Points Refer To Payments Due At Signing When someone is negotiating for a home loan, they want to get the lowest interest rate possible. There are…
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24 Feb 2021
By noelkelman

Case-Shiller Reports Home Prices Rise at Fastest Pace in 7 Years

Financial Reports, ,
S & P Case-Shiller Home Price Indices reported the fastest pace of U.S home price growth in seven years. National home prices grew by 10.40 percent year-over-year in December as compared to November’s reading of  9.50 percent home price growth on a year-over-year basis. The S&P Case-Shiller 20-City Home Price Index reported home price growth in 18 of 20 cities included in the index. Detroit, Michigan did not report home price data for December. Phoenix, Arizona held the top position in the 20-City Index for the 19th consecutive month with year-over-year home price growth averaging 14.40 percent. Home prices in…
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