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30 Apr 2021
By noelkelman

What to Do With Spot When Buying a Home

Mortgage, ,
Buying a home in another location far away can be challenging in terms of logistics as well as moving, but it becomes additionally harder for pet owners who may not be able to take their bigger animals with them right away. Oftentimes folks may have to prepare a newly-bought home for a pet, make multiple moving trips or might not be able to take the new pet to the location at all for a while. All of these situations can be frustrating and difficult for both the pet and owner. Some available solutions can make some sense depending on the…
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29 Apr 2021
By noelkelman

Home Buying Horror Stories: How Buying a Home Can Go Wrong – and How to Avoid These Mistakes

Home Buyer Tips, ,
When you buy a home, you may have dreams of settling into a beautiful new space that meets your needs and that your family can feel comfortable in. While many will enjoy this vision of domestic tranquility after taking ownership of their dream home, others have had their dream turn into a veritable nightmare due to some simple mistakes or oversights on their part. By understanding these mistakes, you can avoid making them yourself. Paying Too Much For The Property One the surface, the main cost of buying a home relates to the sales price, and it is true that…
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28 Apr 2021
By noelkelman

Stimulus Checks And Your New Mortgage

Mortgage, ,
Most of the focus on stimulus checks has been on "when" they will arrive, but if you are in the market for a new home (and mortgage) you should know how that payment will impact your financing. Part of the latest Covid 19 relief package includes payments and protections for existing borrowers and renters, but what about those who are looking to buy? According to the IRS, here are a few things to know about how your stimulus impacts your upcoming mortgage.  Stimulus Money Is Not Taxable Any funds you are qualified to receive are not taxable; this is important…
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27 Apr 2021
By noelkelman

The Potential Pitfalls of Buying a Second Home for Income

Mortgage, ,
Aside from owning a business, owning rental property has been one of the top investment choices for people, most commonly done through buying a second home. Handled right, income properties can generate significant gains for investors, both in terms of real estate appreciation as well as monthly income from tenants. However, it’s not sure a surefire approach to financial success. There are a lot of ways that a budding real estate investor can go sideways with an investment property home purchase as well. Watch Out for the Seller-Renter Many times people will sell a home but then offer to rent…
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26 Apr 2021
By noelkelman

What’s Ahead For Mortgage Rates This Week – April 26, 2021

Financial Reports, ,
Last week’s scheduled economic news included readings on sales of new and previously-owned homes and weekly reports on jobless claims and mortgage rates. March Sales of  Previously-owned Homes Dip; New Home Sales Rise Sales of single-family homes fell in March as demand for homes exceeded availability. 6.01 million previously-owned homes were sold in March on a seasonally-adjusted annual basis; analysts expected a pace of 6.11 million sales based on February’s reading of 6.24 million sales of existing homes. The March reading for sales of pre-owned homes was 3.70 percent lower year-over-year and was the lowest sales pace reported since August…
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23 Apr 2021
By noelkelman

Do You Need a Real Estate Attorney to Help Close Your Home Purchase? Let’s Take a Look

Home Buyer Tips, ,
When buying a new home, you may have a close eye focused on your budget and expenses, and your goal may be to keep related expenses to a minimum. However, you may also be well aware that a real estate purchase is a legal transaction, and you may be wondering if you need to pay for legal services from a real estate attorney. With a closer look, you can make a better decision that is right for your home buying plans. The Legal Forms Used With A Typical Transaction The majority of real estate contracts will be written using standard…
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22 Apr 2021
By noelkelman

Buying a Home While Relocating is a Smarter Choice

Mortgage, ,
The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time. Finances Have to be In Order Buying a home more than once every ten years requires a good amount of discipline on one’s personal finances. Most of the initial decisions and approvals will depend heavily on keeping one’s debt versus income ratios in line and viable. That also means saving up a lot…
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21 Apr 2021
By noelkelman

Do Not Procrastinate On These Spring Maintenance Tasks

Home Tips, ,
At the flowers begin to bloom and the weather starts to warm up, everyone is thinking about spring cleaning. It is critical to make sure the house is ready for the warmer weather. What are the top spring maintenance tasks that have to be completed? Do not procrastinate on these tasks, as the price could be high. Prune The Trees Before They Start To Bloom Take a closer look at the trees, particularly those that hang over the house. As they begin to bloom, the weight on these branches could start to increase. If that happens, branches could snap over…
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