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About Noel

You’ve heard the horror stories…how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate.

I’ve got great news…

I’m here to solve that for you. Go ahead and download my cheat sheet and I’ll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.

When you’re ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that’s normally associated with it.

It’s easy to reach me – feel free to call me direct or if you prefer you can email me. Either way I’m here to make the experience of getting a mortgage a good one for you.

Whether you need the mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.

I look forward to hearing from you.

What My Clients Say

The Latest News

October 23, 2025
The Future of Mortgages with Technology Fintech and AI
The mortgage industry is evolving faster than ever. Technology, fintech innovation, and artificial intelligence are transforming how borrowers find, qualify for, and manage their home loans. These advancements are making the mortgage process faster, smarter, and more transparent, creating new opportunities for both lenders and buyers.
October 22, 2025
How to Buy a Home if You Are Relocating for Work
Starting a new job often means a fresh start in a new city. While relocation can be an exciting opportunity, buying a home while juggling a move can feel like a balancing act. Between learning about a new market, coordinating timing, and managing logistics, the process requires careful planning and trusted guidance.
October 21, 2025
How Parenthood Changes Mortgage Needs and Housing Priorities
Becoming a parent changes everything, including how you think about homeownership. The priorities that once guided your decisions, like proximity to nightlife, short commutes, or luxury finishes, shift dramatically when you start planning for a growing family. Suddenly, your focus moves from what suits your lifestyle today to what supports your family's future tomorrow.

Noel Kelman

First Rate Financial Group
3027 Townsgate Road, Suite 110
Westlake Village, CA 91361